Q. How much can I borrow?

A. You can borrow between $2,600 to $50,000. The amounts we loan are determined by the wholesale value of the vehicle.

Q. How long is the loan for?

A. Up to 36 Month term.  But you can pay it off at any time without penalty.

Q. Is there any prepayment penalty?

A. No

Q. What is the interest rate?

A. The interest starts at 7.50% simple interest monthly.

Q. Do I have to have good credit?

A. Good credit is not a requirement.

Q. Do I need to be currently employed?

A. No, but you must have proof of income.

Q. Do I get to keep my car while I have the loan?

A. Yes

Q. Do I need to have my title to get a loan?

A. No, we can start the loan with your current registration we loan only on California and Arizonia Titles.

Q. Does my car need to be paid off?

A. No, if you still owe money on your vehicle, we will pay it off and get some extra cash, depending on how much is still owed.

Q. What if my car has a salvage title?

A. No salvage titles, the vehicle must have a clean title.

Q. Do I have to have insurance on my vehicle?

A. Yes, you must have full coverage on the vehicle. If you do not have insurance we will provide it for you and deduct it from the loan amount.

Q. How much does my car has to be worth?

A. Your car has to be worth at least $4,000 wholesale blue book.